Nor are we born again only unto life but also unto righteousness, for faith lays hold of the merit of Christ and is sure that we are redeemed through the death of Christ. This produces another righteousness within us, namely, the newness of life in which, instructed by the Word and helped by the Holy Spirit, we study to obey God.
Martin Luther, What Luther Says, page 884.
Wayne Knolhoff, Director of the Center for Stewardship St. Louis, Missouri.